Best Cd Rates 2024 6 Months In India. Icici bank offers best fd interest rates, up to 7.1% per annum, for general citizens and up to 7.65% per annum for senior citizens (60+). Traditionally, cds with longer maturities offer higher yields.

We evaluated 280 banks and credit unions based on rates, availability, and minimum deposits. Common terms range from three months to five years, though.